USA's largest
Chief Financial Officer (CFO) firm
serving mid-market companies

Joseph C. Worth

Joe has more than 25 years of financial and general management and transaction experience in diverse industries. Over the last 15 years, he has been the CFO of one mid-sized publicly-held company and four small- or mid-sized privately-held companies. Earlier in his career, Joe was the President of a "rust belt" manufacturing company, the Sales Manager and Marketing Manager of a high-tech equipment manufacturer, a financial consultant, and even a computer programmer and a naval officer.

Joe's broad experience helped to build his generalist approach to companies and problems. He has worked in insurance, software, manufacturing, printing, office products, investment, consulting, telecom, and service industries. He has managed and advised companies at virtually every stage: start-up, high growth, steady-state, shrinking, closing, turnaround, and bankruptcy.

Joe's strengths include analytical and creative problem solving, implementing and improving operational and financial processes, grasping new situations quickly, fostering collaboration and team building, and project management. He is an expert business planner who has reviewed or built countless successful plans, including start-ups of both B-to-B and B-to-C web-based companies. He complements the depth and breath of his experience with wisdom, enthusiasm, energy, and a positive, can-do attitude.

Joe is an invaluable resource for planning and executing diverse financial transactions. He has successfully led an over-subscribed IPO, has raised many rounds of follow-on public equity and venture-backed private equity, and has negotiated or restructured various types of bank loans. Joe has closed numerous acquisitions, handling the purchase/sale agreements, performing due diligence, closing the transactions and assisting in the financial and operational integration. He recently handled all the financial work in the sale of a software company to a private equity fund.

Joe's experience as a CFO extends to nearly every aspect of a business's financial needs. He has helped companies forecast cash flow, restructure debt, renegotiate bank covenants, reduce receivables, reschedule payables, raise margins, improve month-end close procedures and efficiency, implement stock option plans, and initiate retirement plans. Joe has also opened new domestic and overseas headquarters and facilities, negotiated leases, initiated and managed bank relationships, negotiated supply contracts, established purchasing controls, and overseen annual audits. He can also provide a wealth of knowledge on issues like human resources, legal matters, business development, and sales compensation plans.

Joe has developed expertise in building and maintaining diverse professional relationships. He is particularly skilled in dealing with bankers; he has even founded and served as a director of a successful community bank. He has served on Boards and has made countless presentations to them, leaving him extremely comfortable with investors and in the Boardroom. He is also accomplished in building solid and effective relationships with attorneys, insurance and real estate agents, and vendors.

Joe earned his undergraduate degree from Harvard College and his MBA from Harvard Business School. After serving in the Navy and Navy Reserve, he retired as a Captain with 23 years of total service, including a combat tour in Vietnam. When not working, Joe is an accomplished sailor and navigator. He has sailed halfway around the world including passages of the Indian Ocean, Red Sea, Suez Canal and Atlantic Ocean. His wife is an executive Registered Nurse managing the medical care of residents in four assisted living and four long-term care facilities. Joe is exceedingly proud of his two grown daughters, one a Registered Nurse and the other a Rhodes Scholar now at Yale Law School. Best of all, they are both great people.

Joe's unique skill set and sterling character make him an ideal partner for entrepreneurs keen to focus their own energies on growing their businesses.

Email Joseph C. Worth

732-977-9218